A health card can play a crucial role in your life which is why taking the time to look for the perfect card for you and your family is of immense importance. Here is what you need to know about finding the right card and health card benefits.
How to find the best health card online?
Check for one that you can easily apply
The primary way of finding the right health card online is whether you can apply health card easily. A health card should not be complicated in the slightest and should give you the option of applying with ease online. The procedure should be entirely online and the health card should get activated quickly, preferably within a few minutes of application. It should enable you to add the necessary details with ease and zero hassles. An ideal health card will share the application details on its website so that you know exactly how to apply for a health card.
Choose one where you can add your family members
A health card that is solely for you is good. But it is even better if you can add your family members to the health card. When you have people who are dependent on you, it is a good idea to get a health card that can safeguard them too. This allows you to get them the treatment they need the moment they need it. A single health card for the entire family is also easier to manage for you as you only have one card to think about and you can pay using EMIs when the time to pay the EMIs comes.
Pick one that is transparent about all details
Before you apply health card, you should pay close attention to this detail. How transparent is the health card company about the charges, benefits, limits, and so on of the health card? When you choose a health EMI card, you want to ensure you go through all the details before you apply for the card. A reliable health card ensures you have all the information beforehand so you know how you can avail benefits, where you can get discount details, which places you can get the treatment from, and which procedures are covered in the health card.
Get one that provides a pre-approved limit
A health card will usually provide some pre-approved loan so that you can use the digital health card immediately when you must. You want to go for a health card that has a high pre-approved limit so that it can be used in the case of expensive hospitalizations and treatments. In India, ideally a limit of Rs. 4 lakh is a good pre-approved limit for a health card because it can cover expensive treatments. When choosing a health card benefits, you should ensure you take a look at the pre-approved limit and any terms and conditions that come along with it.
Check for a wide range of treatments
Before you choose and apply health card, you should look at the types of treatments that are covered by the health card. The health card should cover the basic treatments and procedures. You want to ensure treatments such as dental care and eye treatments are covered because they are one of the most commonly occurring issues that people have as they age. If you have family members that are already suffering from a particular disease or require treatment, then you can check if the health card covers them too.
Benefits of an online health card
Why is an online health card a necessity today more than ever?
The simple reason is that an online health card is in your smartphone which means you no longer have to carry a physical card in your wallet. The chances of you misplacing a physical card are much higher because it is a card that you must keep safely in one place. If you generally forget things then you are more likely to lose a physical card. And applying for a new card can be a hassle. When you have a digital health card, you always have it in your smartphone that you carry everywhere. It provides you with a better option and a more convenient option.
Bajaj Finserv Health EMI Network Card is the primary choice of many Indians for many reasons. It provides a simplistic approach to health EMI cards and provides you with flexibility in EMI payments. For example, you can choose your EMI tenures from 3 months to 24 months as you feel comfortable. Anyone can apply for a health card. The card can be used in more than 1000 cities in India, in more than 5,500 partner medical centers and hospitals, and can be used for more than 800 treatments. If you want convenience, then choose Bajaj Finserv Health EMI Network Card.